Otto Insurance Review – Is it a Scam or Legit?

Otto insurance is a company that gives you the best quotes by various thousands of insurers for your home or pet or car or life insurance for free in a few seconds and gives the choice of comparing two different insurance companies. Otto is not an insurance company but a company that connects you to insurers. Otto company is widespread across the United States and its base is in Miami, Florida. There are over 2 million customers for Otto insurance company to date who are satisfied and happy about the service. Otto insurance company was founded in 2006 in the United States, presently they have four strong competitors namely Borrowell, Check24, Cermati, and Cover hound.

Otto Insurance Review - Is it a Scam or Legit

Otto insurance is a lead-generation website that sends your information to its network where they have almost 1000 partners and affiliates.  Therefore, they do not give you immediate quotes but return to you with a wide range of options at the lowest but the best.

Otto insurance compares insurance quotes in minutes for free. You have to let Otto insurance know if you are a new consumer or if you already have insurance. Both the given terms Otto gets you the best and lowest possible quotes. Otto finds you the best option of insurance in the ocean of insurance. Otto directly offers its service to the insurance industry.


How Does Otto Insurance Work?

Otto insurance is an easy tool to use. But a consumer must wait to dive into the options to choose from rather than expecting a quote right away. Otto gathers up all your personal information and your needs and gives you the best insurer they can connect you to and later the quoting process starts. Otto insurance gives you the best deal which no one can say no to and also this information includes whether you have existing insurance or you’re starting new.

How to Apply for Otto Insurance?

A consumer must search for the website named and then click the continue option. As soon as you enter the website there’ll be a few questions that you have to answer. But not every question is mandatory. The company will ask you about yourself, the car or cars you drive, and your house or house. Otto also has the option to look into the car or cars based on the information you provide about yourself and your home, which means your home address.

Finding information about a car is difficult as it is public information but you need to only choose this option or give in details of your car only if you own a car and do not choose the option if you’re planning to buy or will buy in future. There’ll be many other simples and basic questions like your gender, marital status, or if you stay in a rented place. Once you fill in all the information you will be directly given all the connections and details about your insurance at a specific time but not the exact moment.

Is Otto Insurance Scam or Legit?

Is Otto insurance a scam or legit? Is Otto insurance safe? These may be two of the main questions popping up in your mind or thoughts when you research or know more about or read the otto insurance review. Lots of people have given feedback and many have found what they need in otto insurance but many have not been satisfied with the service of otto. The answer to these questions is that the information about the insurance company is less and though you search on the internet the information is scarce. The company shows your two different addresses when searched on the internet.

Also, the insurance company has not been listed by the Better Business Bureau (BBB) but this information will not tell you if the company isn’t legit. But the information you find on the internet is less conflicting. But Otto’s insurance review given by the people states you will receive more calls than the quotes. For better understanding, people mistakenly believe that otto is an insurance company but if one reads the page of terms and conditions or just google search and read more about otto, you will know that otto is not an insurance company but a company that connects you to insurance companies.

Otto Insurance Review

Otto insurance shows you much positive feedback on their website but not only Otto to any service provider in the whole industry there is positive and negative feedback. But the company tries to give you the best and it does and it fails sometimes. To read or search for the positive feedback about any service provider on the internet is difficult.

Otto is a company that connects you with insurers who give you the best quotes. Many people mistake otto for an insurance company and wait for the best quotes. There is a lot of negative feedback on the company as the company information on the website makes it look like people get quotes as soon as they search for it, but that is not what happens here.

See Also: Nationwide Pet Insurance Review

Few Tips on How One Must Save on Car Insurance

Not only the consumer who wants to buy insurance through otto must know how to save on car insurance but it is a piece of general information and basic responsibility for anyone who drives a car to know how to save. He doesn’t do any damage to his car on purpose but Many insurance companies will be waiting to make money out of their consumers. So be smart and follow these few tips to save on car insurance.

Drive carefully:

A consumer must be careful when he drives because damage and claim of the insurance may lead to havoc on the insurance premium so you either take up driving lessons or be very attentive on the road.

Bundle and save:

It is usual for a consumer to have more than one insurance like renters’ insurance, life insurance, etc. And it is safe to have more than one insurance. But if you consider putting these insurances under the same insurance company, you can save a lot. The company will give you a discount.

Check for discounts regularly:

There will be many discounts or premiums in an insurance company. If you have been in the same insurance company for a long time, ask your agent for discounts or simply use a website called Insurify which will bring many discounts in front of you.

Make your research:

It is much easier than you think to switch from one insurance company to another but it’s you who has to gather information and research about new insurance and their schemes and discounts to switch from one to another which is a benefit to you and also easier.


To avoid bankruptcy, you may need insurance. Even in case of an accident, you may need insurance if your car is damaged. A need for insurance is to be protected against some losses, such as accidental damage or theft. The need for insurance for the property comes when we face financial issues, or we face health issues. In this case, we need to ensure our personal property from any sort of loss.

When you are facing financial problems, you may be in a situation where you need to buy insurance. Insurance that covers your personal property. If you are facing debts, if you are facing health issues, insurance will cover your personal property. Again, Otto Insurance is one of the best sources out there. Otto uses the best and latest technology for time-saving and increasing the quality and speed of work.

You May Like: